This interest rate schedule reflects the rates to specified accounts. This schedule is incorporated as a part of your account agreement with Interfaith Federal Credit Union. The dividend rate and Annual Percentage Yield (APY**) stated are the most recent within 7 calendar days and were accurate as of July 16, 2026.
Member accounts are federally insured up to $250,000 by the National Credit Union Administration (NCUA).
Minimum opening and maintained balance is $5. The minimum to earn dividend is $100. Dividends paid monthly.
| Type | Dividend Rate | APY** |
|---|---|---|
| Tier I $100 – $999 | 0.01% | 0.01% |
| Tier 2 $1,000 – $4,999 | 0.05% | 0.05% |
| Tier 3 $5,000 – $14,999 | 0.05% | 0.05% |
| Tier 4 $15,000 – $24,999 | 0.05% | 0.05% |
| Tier 5 $25,000 – $49,999 | 0.10% | 0.10% |
| Tier 6 $50,000 – $99,999 | 0.10% | 0.10% |
| Tier 7 $100,000 – Over | 0.10% | 0.10% |
This account is for youth up to 18 years of age. Minimum opening and maintained balance is $5. The minimum to earn dividend is $1. Dividends paid monthly.
| Type | Dividend Rate | APY** |
|---|---|---|
| Tier I $1.00 – $5,000.00 | 4.88% | 5.00% |
| Tier 2 $5,000.01 – Over | 0.10% | 0.10% |
Minimum opening balance is $25, no required minimum maintained balance. The minimum to earn dividend is $500. Dividends paid monthly.
| Type | Dividend Rate | APY** |
|---|---|---|
| Secure Checking | 0.05% | 0.05% |
| Corporate | 0.01% | 0.01% |
The Money Market Multiplier account requires a minimum opening balance of $2,000. Dividends are declared monthly, and paid out monthly as long as the balance does not fall below $2,000. There is a $15 fee if the account drops below $2,000 minimum.
| Type | Dividend Rate | APY** |
|---|---|---|
| Tier I $2,000 – $4,999 | 0.50% | 0.50% |
| Tier 2 $5,000 – $9,999 | 0.50% | 0.50% |
| Tier 3 $10,000 – $24,999 | 0.55% | 0.55% |
| Tier 4 $25,000 – $49,999 | 0.55% | 0.55% |
| Tier 5 $50,000 – $99,999 | 0.60% | 0.60% |
| Tier 6 $100,000 and over | 0.60% | 0.60% |
