Loan Promotions
Interfaith FCU’s lending focus is to help our members get through these tough times of rising costs, higher interest rates, and inflation. We want to provide products to help you avoid using your cash savings and high-interest credit cards. We are here for you and your family. Whether you need some extra cash for a vacation, are looking to make some home improvements, or whatever the reason may be, Interfaith Federal Credit Union offers personal loans with low rates and a variety of terms guaranteed to make your life a little easier. View our loan rates page here. Go to IFCU’s Calculators page to find helpful lending tools. To inquire about loans with IFCU, contact lending@InterfaithFCU.org or call 800-245-0433 and ask to speak with a lending representative.
Tax Loan - 7.99% APR* - up to $5,000 for up to 36 months
Payable directly to the IRS
Interfaith FCU is here to help you with unexpected tax expenses. No credit check for established members (over 60 days) and who are in good standing with no late payments on any IFCU loan in the last 24 months. One tax loan per member, any previous tax loan must be paid off. Automatic payment and direct deposit to your IFCU checking account required. Click here for the Loan Application. Scroll to the bottom of this page for secure submission options.
* APR = Annual Percentage Rate. Promotional rate is effective February 1, 2025, through April 16, 2025; however, IFCU may terminate or change the terms of this promotion at any time.
Disaster Relief Loan - 5.99% APR* for up to 36 months - $5,000 for Individuals / $10,000 for Churches
IFCU is here to ease financial hardships and help support recovery efforts in declared disaster zones. This loan is available to IFCU individual members as well as member churches. Monthly payments must be made by automatic transfer from the borrower’s IFCU checking or savings account. Deferred payment is available for up to 90 days. Proof of regular, consistent income is required. Click here for the Loan Application. Scroll to the bottom of this page for secure submission options.
*APR=Annual Percentage Rate. IFCU may terminate or change the terms of this program at any time.
Utilize IFCU Auto Buying Partnerships - Get 0.25% off your auto loan rate!
Imagine a seamless process of finding the right car at a great price with no haggling, then topping it off with a great loan rate. IFCU is here to make life easier for you with pre-approval for your car loan combined with concierge car buying services.
Read about Auto Buying Services through Enterprise Care Sales and Auto Expert on the Auto Loans page.
Ask about additional discounts available for direct deposit to an IFCU checking account and for automatic payment transfer.
90 Day No Payment Option on Auto Loans New to IFCU
No payments for the first 90 days on auto loans new to Interfaith FCU - this applies to new or used car purchases OR an auto loan you bring over from another lender to IFCU. Members may elect to defer their first payments for 90 days starting from the loan funding date. Interest will continue to accrue during the deferral period. This offer is not available on existing Interfaith FCU auto loans. To apply for an Auto Loan print this Loan Application. Scroll to the bottom of this page for secure submission options.
Ask about IFCU discounts available for direct deposit to an IFCU checking account and for automatic payment transfer.
Your New Loan Generates Charitable Giving
Join Interfaith FCU on our charity journey. As your credit union looks towards giving more back to the faith community, IFCU is setting aside funds for charitable giving:
$50 for every new Home Equity Line of Credit (HELOC).
$25 for every new auto loan of $20,000 or more.
IFCU Visa rates vs National Cards
Did you know nationally the interest rate for credit cards is approaching 30.00% APR*, while Interfaith FCU offers rates as low as 11.75% APR*? IFCU Visa offers no annual fee and no balance transfer fee. Now is a great time to make IFCU your primary credit card!
*APR=Annual Percentage Rate. 11.75% is for the IFCU Platinum Visa. Rates, terms and loan amounts are based on approved credit and determined by a managed risk program. The final rate is based on credit worthiness; not all members will receive the lowest rate. All rates and terms are subject to change.