Home Mortgage

Interfaith FCU is excited to announce our home loan origination process is now completely done IN-HOUSE!


Interfaith Federal Credit Union is passionate about growing you into the future of your dreams. Take advantage of our competitive rates to achieve your home ownership goal. Your IFCU mortgage lending team is here to help your through the process. Take the first step by emailing IFCU Mortgage Specialist Rebecca at lending@InterfaithFCU.org or calling 800-245-0433, ext 224.

BENEFITS

  • Hassle-free IN-HOUSE loan process

  • Fixed Rate or Adjustable-Rate options available

  • Purchase, Refinance, or Refinance with cash out

  • No prepayment penalty

  • No hidden fees

  • 90-day rate lock

  • Pre-approval letter issued within 72 business hours

  • Great member service you deserve

Property Types

  • Single family home

  • Condominiums

  • Up to 4-unit property

  • Modular homes permanently attached for a foundation

  • Accessory dwelling unit (AUD) build

  • Investment Property

  • Second home


Click here to view mortgage requirements checklist, then complete the forms linked below:

For SECURITY of your information DO NOT EMAIL your documentation. Upload application forms and required documentation to Secure Submission Portal. The portal will guide you through the steps, though IFCU provides this instructions sheet as well.

OR

Mail your completed application to:
PO Box 60651
Montclair, CA 91763-1126

You may also attach documents to a message while logged in to your account using the Support feature. Click here for instructions.

For rate information and any questions regarding mortgages please reach out to lending@InterfaithFCU.org or call the Interfaith FCU mortgage loan department at 800-245-0433, ext 224. NMLS # 905253


Home Equity Line of Credit can be a great option for existing homeowners.

Utilize equity in your existing home to help build a brighter future and live into your dreams.


MORTGAGE CALCULATORS

Save On Your Mortgage By Refinancing.

This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly refinance payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.

Your Current Mortgage Information

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Refinancing Information

 
 
 
If you are unsure, multiply your current balance owed by 0.3.

*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Save On Your Mortgage With Bi-Weekly Payments.

This calculator will show you how much you can save if you make half of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you are making one extra mortgage payment per year!

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*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.


Looking for affordable homeowner’s insurance? Click here to learn about the options available to credit union members through TruStage®. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.