Interfaith Federal Credit Union is passionate about growing you into the future of your dreams. Take advantage of our competitive rates to achieve your home ownership goal. Your IFCU mortgage lending team is here to help your through the process. Take the first step by emailing IFCU Mortgage Specialist Rebecca at lending@InterfaithFCU.org or calling 800-245-0433, ext 224.
Hassle-free IN-HOUSE loan process
Fixed Rate or Adjustable-Rate options available
Purchase, Refinance, or Refinance with cash out
No prepayment penalty
No hidden fees
90-day rate lock
Pre-approval letter issued within 72 business hours
Great member service you deserve
Single family home
Condominiums
Up to 4-unit property
Modular homes permanently attached for a foundation
Accessory dwelling unit (AUD) build
Investment Property
Second home
Click here to view mortgage requirements checklist, then complete the forms linked below:
For SECURITY of your information DO NOT EMAIL your documentation. Upload application forms and required documentation to Secure Submission Portal. The portal will guide you through the steps, though IFCU provides this instructions sheet as well.
OR
Mail your completed application to:
PO Box 60651
Montclair, CA 91763-1126
You may also attach documents to a message while logged in to your account using the Support feature. Click here for instructions.
For rate information and any questions regarding mortgages please reach out to lending@InterfaithFCU.org or call the Interfaith FCU mortgage loan department at 800-245-0433, ext 224. NMLS # 905253
Utilize equity in your existing home to help build a brighter future and live into your dreams.
Save On Your Mortgage By Refinancing.
This calculator will help you to decide whether or not you should refinance your current mortgage at a lower interest rate. Not only will this calculator calculate the monthly refinance payment and net interest savings, but it will also calculate how many months it will take to break even on the closing costs.
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
Save On Your Mortgage With Bi-Weekly Payments.
This calculator will show you how much you can save if you make half of your mortgage payment every two weeks instead of making a full mortgage payment once a month. In effect, you are making one extra mortgage payment per year!
*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.
Looking for affordable homeowner’s insurance? Click here to learn about the options available to credit union members through TruStage®. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union.