How to Properly Write a Check
Writing checks properly ensures accurate processing and avoids delays. Below are the key elements of a properly written check.
Make sure to write your checks in pen, black or blue ink only. Check processing requires scanning by digital equipment, when you use other colors of ink the information cannot always be read correctly.
Write the date in numbers in the upper right-hand corner: two-digit month/two-digit day/four-digit year.
Write the recipient’s full name on the line next to “Pay to the order of”
Do not write nicknames for acronyms.
Write the payment amount in numbers, with cents after the decimal point.
Start at the far left of the box.
Write the payment amount in words below the recipient’s name.
Example: $1,520.00 / One thousand five hundred twenty and 00/100 cents
To avoid fraud, draw a line from the end of your writing to the end of the line.
Add a memo comment on the bottom left-hand corner. (Optional)
A note to remind both you and the recipient the reason for the check. Some businesses will request you write an account or invoice number here.
Sign your full legal name on the bottom right-hand corner.
Keep the signature from crossing over any other numbers or text, especially the MICR line (numbers appearing along the bottom) which are vital to processing.
If you have questions, or require additional assistance with proper check writing, please reach out to member services at 800-245-0433.